“Once cash disappears and every transaction runs through credit or crypto, they’ll own it all.”

They’ll know everything about you—what you ate for breakfast six years ago on a Sunday at Duke’s, the brand of toothpaste you buy, how often you come, and with whom. Once cash disappears and every transaction runs through credit or crypto, they’ll own it all. Control of everything, everyone. “And when that isn’t enough?” He gave a small, grim smile. “We’ll be chipped—scanned just to buy groceries.” Malia’s eyes widened, the weight of his words settling over her. But Ray wasn’t finished.